38551 ZIP Code Profile, Map, Data & Demographics

ZIP Code Type: STANDARD
County: Clay County
Centroid: Latitude 36.619, Longitude -85.431
Time Zone: Central Time Zone (UTC -6 hours)
Observes DST: Yes

ZIP Code 38551 has segments in 2 Counties (Clay, Jackson).

Businesses Addresses: 161
PO Box Addresses: 256
Residential Addresses: 1,856

Multi-Family Addresses: 55
Single Family Addresses: 1,801

The ZIP Code maps and database are updated 4 times per year.
Database updated: October 1, 2025, Maps updated: May 1, 2024.

Celina, TN 38551 Data & Demographics (As of July 1, 2025)

POPULATION
Total Population	4,235 (100%)
Population in Households	4,177 (98.6%)
Population in Families	3,309 (78.1%)
Population in Group Quarters¹	58 ( 1.4%)
Population Density	45
Diversity Index²	15


INCOME
Median Household Income	$42,864
Average Household Income	$56,885
% of Income for Mortgage⁴	26%
Per Capita Income	$24,882
Wealth Index⁵	38
Socioeconomic Status Index⁶	Low (41.5)

HOUSING
Total HU (Housing Units)	2,290 (100%)
Owner Occupied HU	1,374 (60.0%)
Renter Occupied HU	477 (20.8%)
Vacant Housing Units	439 (19.2%)
Median Home Value	$180,859
Average Home Value	$278,894
Housing Affordability Index³	92

HOUSEHOLDS
Total Households	1,851
Average Household Size	2.26
Family Households	1,133
Average Family Size	3.00

NOTES

Group Quarters - a place where people live or stay in a group living arrangement. Includes college residents halls, nursing facilities, military barracks, and correctional facilities.
The Diversity Index is a scale of 0 to 100 that represents the likelihood that two persons, chosen at random from the same area, belong to different races or ethnic groups. If an area's entire population belongs to one race AND one ethnic group, then the area has zero diversity. An area's diversity index increases to 100 when the population is evenly divided into two or more race/ethnic groups.
The Housing Affordability Index base is 100 and represents a balance point where a resident with a median household income can normally qualify to purchase a median price home. Values above 100 indicate increased affordability, while values below 100 indicate decreased affordability.
The % of Income for Mortgage quantifies the percentage of median household income dedicated to mortgage payments on a home priced at the median value (assuming a 30-year mortgage and a 20% down payment).
The Wealth Index is based on a number of indicators of affluence including average household income and average net worth, but it also includes the value of material possessions and resources. It represents the wealth of the area relative to the national level. Values above or below 100 represent above-average wealth or below-average wealth compared to the national level.
The Socioeconomic Index ranges from zero (lowest relative status) to 100 (highest relative status). This measure quantifies disparities in social position of an area's inhabitants and is built from a broad range of demographic, housing, and socioeconomic inputs. More information on this measure can be found in Esri's SEI tutorial.

Celina, TN 38551 - Peer Comparisons by Rank and Percentile

The table below compares 38551 to the other 612 ZIP Codes in Tennessee by rank and percentile using July 1, 2025 data. The location Ranked # 1 has the highest value. A location that ranks higher than 75% of its peers would be in the 75th percentile of the peer group.

GROWTH RATE / YEAR	2020-2025	2025-2030
Population	-0.07%	0.14%
Households	0.20%	0.02%
Families		-0.36%
Median Household Income		2.41%
Per Capita Income		1.38%
Owner Occupied HU		0.12%

Variable Description	Rank	Percentile
Total Population	# 333	46th
Population Density	# 429	30th
Median Household Income	# 569	7th
Housing Affordability Index	# 300	49th
Per Capita Income	# 550	10th
Diversity Index	# 538	12th

38551 ZIP Code Profile, Map, Data & Demographics

ZIP Code 38551: Basic Data & USPS Preferred City Name

Celina, TN 38551 Data & Demographics (As of July 1, 2025)

POPULATION

INCOME

HOUSING

HOUSEHOLDS

GROWTH RATE / YEAR

Celina, TN 38551 - Peer Comparisons by Rank and Percentile

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